I am an Accredited Financial Counselor® and an Enrolled Agent with a passion for both personal finance and taxes. But there is more to me than that. I was born into a US Navy family and I continued the our tradition of service by serving in the US Navy for 20 years as a submariner. I am married and I have 5 children. I have been a financial counselor and educator since 2010 and a tax preparer since 2011. For tax prep and planning my philosophy is to legally minimize tax liability- when it makes financial sense. My philosophy for personal finance is that it isn't my job to force you into a plan. But I do know personal finances and how to approach goals. It is my job to help you help yourself. I can help make your life better by helping you make your finances better. I am not going to hand you a standardized plan that you have to follow step by step, whether it fits your lifestyle or not. Instead, if you want that step by step plan, I work with you to develop one that fits you. I am here to be a partner in achieving your goals. There are occasions when I sit down with someone and I immediately see something that can better their life quickly. It usually isn’t that easy. If you want to meet with someone one or two times to get an assessment of a financial issue and some possible solutions, I can do that. However, usually change and achieving goals takes time and hard work. And having a partner in that journey is very helpful. I don’t have a magic wand, but together, we can change your life and finances for the better. Your better.